SoFi promo code and sign-up bonus
Mobile trading apps · Broker app · Updated today, 13 Oct 2026
US personal finance app whose SoFi Invest service offers commission-free trading in US stocks, ETFs and options, IPO access and automated investing, with crypto buying, selling and holding offered through SoFi Bank.
Fees: SoFi Active Investing: no commissions on stocks and ETFs; options trading has no commissions and no contract fees. The full list is in the SoFi Invest fee schedule (sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf).
Sign-up offer · checked 13 Oct 2026
SoFi promo code and sign-up bonus
As of 13 October 2026, SoFi publishes no promo code for SoFi Invest; its official offer is up to $3,000 in stock (random award, $15 most likely) for opening and funding a new Active Invest account with at least $50, ending 18 October 2026.
- Open a new SoFi Invest self-directed brokerage account, use the one-time claw "grab" and fund the account with at least $50 of settled funds within 45 days.
- Award values and odds as published: $3,000 (0.028%), $300 (1.66%), $75 (3.32%), $30 (9.50%), $15 (85.49%), paid in fractional shares within 10 business days of meeting the requirements.
- Existing self-directed brokerage account holders are not eligible; only a member's first brokerage account qualifies.
- Promotion period: 28 September 2026 to 18 October 2026, 11:59 PM ET; SoFi may change the dates or end it at any time.
Referral program. Under SoFi's standing Invest Referral Program, the referrer gets a $50 cash bonus and the friend gets $25 in stock once the friend opens a new self-directed account through the referral link within 90 days and funds it with at least $25 (the $75 limited-time referral bonus ended on 7 October 2026).
Who can claim. Legal residents of the 50 US states, Puerto Rico and DC, aged 18 or older, opening their first SoFi self-directed brokerage account.
Sources: sofi.com/invest, sofi.com/invest/clawpromotion3x/rul…, sofi.com/offers/invest-referral, sofi.com/terms-of-use. Offers change; the terms on SoFi's site apply.
Campaigns
Webull ACAT 3% match
3% match on Webull transfers, up to $150,000
2 days left
Self-directed and IRA ACAT 1% match
1% match on ACAT transfers
Ends today
Work at SoFi? Claim this profile or list a campaign ↗ or add the Featured badge to your site ↗
SoFi at a glance
SoFi is a broker app. It offers stocks. Its own legal pages name SEC/FINRA (SoFi Securities LLC, member FINRA/SIPC), SEC (SoFi Wealth LLC, registered investment adviser) and OCC (SoFi Bank, N.A., crypto).
Its published trading fees are $0 US stocks, ETFs and options taker at the base tier.
TraderComps lists 2 SoFi campaigns: 2 live. Each listing links to the official rules and shows when we last checked them.
SoFi: questions and answers
Is there a SoFi promo code or sign-up bonus?
As of 13 October 2026, SoFi publishes no promo code for SoFi Invest; its official offer is up to $3,000 in stock (random award, $15 most likely) for opening and funding a new Active Invest account with at least $50, ending 18 October 2026. Under SoFi's standing Invest Referral Program, the referrer gets a $50 cash bonus and the friend gets $25 in stock once the friend opens a new self-directed account through the referral link within 90 days and funds it with at least $25 (the $75 limited-time referral bonus ended on 7 October 2026). Checked on SoFi's own pages on 13 Oct 2026.
Does SoFi have a trading competition right now?
Not a ranked competition as of 13 Oct 2026, but SoFi has 2 other live campaigns: Webull ACAT 3% match (3% match on Webull transfers, up to $150,000, 2 days left) and Self-directed and IRA ACAT 1% match (1% match on ACAT transfers, ends today). New competitions appear here when SoFi announces them on its official channels.
What are SoFi's trading fees?
SoFi's published fees are $0 US stocks, ETFs and options for takers at the base tier. Fees can fall with volume tiers or token holdings; the official fee schedule is linked on this page.
What can you trade on SoFi?
SoFi offers stocks, based on its own product pages and the campaigns it has run.
Is SoFi regulated?
SoFi's legal pages name SEC/FINRA (SoFi Securities LLC, member FINRA/SIPC), SEC (SoFi Wealth LLC, registered investment adviser) and OCC (SoFi Bank, N.A., crypto). Which entity serves you depends on where you live, so check the terms for your country before you sign up.